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Fans of Apple , rejoice! Now you can pay your bills with Apple Pay. Technology! 2d593y
O Apple Pay arrived in Brazil this Wednesday, April 4th. We are the 21st country to receive the technology, and the first in Latin America.
But what is Apple Pay? 626j52
O Apple Pay is a technology that aims to replace your physical wallet with your smartphone. In the 20 countries where it was implemented, it has 98% satisfaction, and 80% of the s of the Apple Watch use the Apple Pay.
According to the company, it is an easy, secure and private way to make your payments.
What do I need to use Apple Pay? ay6d
Obviously, you need some Apple gear. Can be one Mac or a iPhone, as long as they have Touch ID or FaceID. Although the system works well with the Apple Watch, to use the watch you will also need an iPhone for initial activation.
Already have it? Excellent. The next step is to have an Itaú credit card. Yes, for now only Itaú customers can use the Apple Pay. Information given exclusively to the showmetech says that there are no plans to include other banks and that they are very happy with the partnership with Itaú. The system also does not accept debit cards. Still. Apple promises to include debit cards in the game by the end of the year.
Brazil has a curious relationship with credit cards. It is common, especially in smaller stores, for them to charge an extra fee for purchases on credit. I asked if this could happen with Apple Pay, and I was informed that Apple does not charge commissions for using the service, so it will depend on how that establishment handles credit, Apple Pay itself would not be a determining factor.
It's safe? 4y451y
According to Apple it couldn't be safer. Company representatives told the showmetech that Apple does not receive any data from your purchase. Not what you bought, nor how much it cost, or even when you bought it. Payment is made directly by your credit card. Apple literally just comes in to make your life easier.
Apple's idea is that the Apple Pay be accepted in large and small establishments. It is now available in stores like Sugar Loaf, Bookstore Culture, Starbucks, trackfield e Fast shop, but this list should grow pretty fast.
I want to use. How do I do? 4l95n
If you are an Itaú customer, simply your credit card in the app Wallet. After a security check, which is done between the bank and Apple, your gadgets will have this payment method saved and activated. If you have a Mac and an iPhone, for example, you won't need to all the data again, just activate your new one. gadgets.
Each Apple device has a record of its own. This means, for example, that if you've lost your iPhone (you big head!), you can block payments remotely. This will not cancel your credit card, and not even the Apple Pay in your others Gadgets. It will only block that specific phone as a payment method.
Once everything is installed and in place, it's pretty easy. Simply hold your phone close to the store's card machine while holding the fingerprint button (or activate Face ID in the case of iPhone X) and boom! Purchase made. When everything goes well, it's very fast, even faster than with a traditional credit card. See how it works in the video below.
However, in the demonstrations that Apple made there were some errors when trying to pay with the Apple Watch. In this case, the purchase was only made on the third attempt.
To use online shopping on your Mac, you need to use the Safari browser, but the operation is also quite simple. Just have the system activated on your computer and put your glorious finger on Touch ID. We really live in the future.
I'm a merchant and I want to accept Apple Pay. What do I need? q581c
According to Apple , just have a machine with NFC technology and accept the of service. It looks pretty simple and painless, and it doesn't incur any extra cost.
What is the advantage of Apple Pay? 4ogw
The idea is precisely to eliminate your physical wallet. Of course, this is not possible yet, so in physical purchases at the moment the Apple Pay it just eliminates the need for you to carry the card with you wherever you go. There may be some other treats besides that. At FNAC do Shopping Morumbi, for example, who will pay with Apple Pay has an exclusive queue and discount on selected products.
For online purchases, however, there is an advantage that I found very cool: the possibility of shopping without ing. In the demonstration made by Apple , they made a purchase in an online store directly through Apple Pay, Como or Apple Pay you already have your payment details and physical address, just choose to pay with technology, click ok on the purchase completion screen and that's it. Then just sit on the door of your house and don't leave there until the product arrives.
That for me would be a hand on the wheel. It is common for me to choose to pay a few reais more for a product in a store that I already have an with just so I don't have to make a new one in another store, so the Apple Pay makes the whole process more painless.
Okay, now if you have a product from Apple and in Itaú, you already know everything you need to play in the future. The rest of us will wait for this to hit the other banks. Let's hope it doesn't take too long.
