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We know that several manufacturers of smartphones have invested lately in applications and services that facilitate the realization of purchases e online payments. However, this type of service has not yet reached a considerable range of adepts.
But if it depends on the social network Facebook, this is about to change. According to rumors, the Zuckerberg is in the negotiation phase with international online payment and transfer providers such as Azimo, Moni Technologies and Transferwise. The idea is for the social network to develop its own financial service, similar to Google Wallet.
Over 1 billion of active mobile s, the network would have the scale necessary to make any traditional service of its kind considered a start-up. In this sense, the regulatory approval for the creation of such a service within the scope of European Union, where s could transfer or save money through the Facebook. Licenses have also been obtained to operate exchange services in 48 US states, giving the network regulatory freedom if it really wants to operate in this field.
Such a service would be a step beyond the already existing “Facebook Credits” – virtual currency that can be purchased and used on the social network – and would place the Facebook in direct competition with traditional banks and well-known services such as Paypay e Western Union.
However, the biggest challenge for Mark Zuckerberg perhaps resides in an item traditionally ignored by the creator of the network: the confidence. s who constantly complain about changes in the network's privacy policies may think twice before leaving their money in the hands of the Facebook.
Is that you? would trust the Facebook Bank?
With information from Forbes.
