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Did you know that you can earn miles and travel paying your bills? That's right, there are several Loyalty Programs that generate miles and you can do that by paying your water, electricity and other bills. 6c185z
Loyalty programs can be found in a variety of services, such as airlines and credit cards. There are also companies specializing in mileage, where you can earn miles in different ways and then exchange them for airline tickets.

(Photo by patrick tomasso No. unsplash).
Loyalty programs to earn miles 5b4x3i
The first step to traveling for less is knowing the loyalty programs. Miles are rewards, also called points, that you receive by purchasing airline tickets or using a credit card that participates in these programs. The more miles you accumulate, the greater your exchange, which can be for tickets, experiences or products.
The largest airlines in Brazil participate or have their own frequent flyer program. This is a strategy used to gain more customers and also to retain those who fly with them the most. Therefore, these programs are a huge ally for those who travel a lot or for those who want to save money when making the trip of their dreams.
Discover some of the most popular programs:

(Photo: Playback/Smiles/Best Destinations)
Smiles 314r5x
One of the biggest loyalty programs is the Smiles: it has more than 60 partner airlines, including Gol and several other international companies. Registration can be done free of charge and you can accumulate points by purchasing tickets on partner airlines or using the credit card of companies that are part of the program.
At Smiles, the more points you accumulate, the more you level up and earn more rewards. In addition, there is also the Smiles Club, a monthly subscription in which you receive miles for each renewal and exclusive benefits.
There is also the Gol Smiles credit card, which gives you up to 20.000 miles in the purchase and other advantages traveling on Gol and within the Smiles program. With it, all credit card purchases accumulate points directly in the program.

(Photo: Reproduction/Latam /Best Destinations)
LATAM 1r6w5p
O LATAM emerged after the unification of LATAM Fidelidade and Multiplus and became the fourth largest loyalty program in the world. With it, you can earn points by flying with LATAM Airlines and partner companies or by shopping at partner stores.
In LATAM , as in Smiles, there is also a loyalty club and a credit card, which is the Latam Itaucard. Another advantage of the program is that it gives you points when you buy from online stores like Magazine Luiza, Casas Bahia, Americanas and others.

(Photo: Reproduction/Latam /Best Destinations)
All blue 5m3925
Azul has a program called All blue, in which, after reaching the amount of points requested, you can reach exclusive categories and have more benefits when flying, in addition to other advantages.
g up for the program is also free and you accumulate points by traveling with Azul or using the Azul Itaucard credit card. In addition, by renting a car through Unidas or shopping at partner stores in the program, you also accumulate points.

(Photo: Playback/AAdvantage)
AAdvantage 72461
American Airlines recently created the program AAdvantage. In it, you can have access to flights to more than 1.000 destinations around the world, upgrades, vacations, car and hotel rentals and many other benefits. The program is part of oneworld, a convenient service with the world's largest airlines, with more than 1.100 destinations around the globe.
You can earn miles by flying with the company itself, airlines from oneworld and other participants, by shopping with the program's partner stores or using the AAdvantage card.

(Photo by avery evans No. Unsplash).
Credit card with miles 101a69
Several banks, including digital and credit card brands, participate in loyalty programs that generate miles. Some, in addition to the score, offer other benefits such as a VIP lounge, Wi-Fi and other advantages.
To apply for a credit card with miles, check your bank or your credit card brand. Meet some:

(Photo: Reproduction/C6)
C6 Carbon Card — Mastercard Black 2u4bd
with the card C6 carbon, you participate in the frequent flyer program and have exclusive advantages such as: 2,5 points that do not expire for every US$ 1 spent, access to VIP lounges at airports. In addition to other benefits of Mastercard®Black which include a VIP lounge at Guarulhos Airport, Mastercard Airport Concierge and more. The C6 Carbon has a 12X annual fee of R$85, with exemption for the first 3 months.

(Photo: Reproduction/Itaucard)
LATAM Platinum — Itaucard 3t1k4y
With Broad Platinum, for every dollar spent on purchases you earn 2 points per dollar. The score goes directly to your LATAM with no bureaucracy or minimum transfer amount. The card's annual fee is free by spending R$4000/invoice and, keeping the expense of R$4 thousand per invoice during the first three months, you earn eight thousand bonus points.

(Photo: Playback/Santander)
Take off Santander — VISA Gold / Platinum / Infinite 1y304f
With the card take off Santander you can earn between 5.000 and 20.000 bonus points and between 2,6 and 3,5 points for every dollar spent. In addition, you can earn extra points on your Decolar purchases and on your international purchases.
Another factor is that Decolar Santander points do not expire. You also have exclusive advantages such as: international emergency medical insurance, car rental insurance and luggage loss and theft insurance, depending on the type of card you choose. The annual fee for the card is 4 installments of R$ 138.

(Photo: Reproduction/VISA/Best Cards)
BRB DUX VISA 392u57
With BRB DUX Visa you receive exclusive service at Visa Concierge, unlimited access to VIP lounges at airports and earn 4 points for every US$ 1 spent on the bill, being one of the cards that currently score the most.
Another benefit available to card customers is the partnership between the programs Go from Visa e short which also offer various benefits, such as discounts and special conditions at partners, such as discounts at Petz, Evino, Tok&Stok and more. Upon activation of the card, you can already earn 10.000 Curtaí points and have 100% exemption from the annual fee for the first year.
Another point is that the BRB DUX Visa is an extremely exclusive credit card, offered only to invited customers, with a credit limit starting from R$50 thousand.

(Photo: Reproduction/Bradesco)
Bradesco GOL Smiles Visa j251m
We already talked about the Smiles program here and it also has a credit card, called Bradesco GOL Smiles Visa. With it, you can earn between 5 and 15 thousand miles when you purchase the card, depending on which type you choose. And if you are a Smiles Club customer, you can earn between 7.500 and 20 miles.
For every dollar spent on the card, you can earn between 1,5 miles and 2,2 miles, and they last between 36 months and 10 years. Another benefit is that when you buy Gol tickets, you earn extra miles that go directly to the program.

(Photo: Reproduction/VISA/Best Cards)
Santander Unlimited Black 4j363h
The card Santander Unlimited Black has its own points program called Sphere. With it you earn 3 points on international purchases and 2,6 points on national purchases. Points can be used for discounts, cashback or exchanges for various products, including airline tickets, accommodation and more.
Santander Unlimited Black customers still have free and unlimited access to the VIP lounges and can bring up to 8 guests. The annual fee for the card is 12 installments of R$ 107,50 or, accumulating R$ 20.000,00 in purchases using the credit function, the annual fee is free.

(Photo: Freepik).
How to pay your bills using your credit card? 72183y
By paying your bills using your credit card, you can accumulate even more points and exchange them for miles. With this, you can use your day-to-day s to your advantage to travel cheaper or even free of charge.
The first step is to know if your credit card has this functionality. Most cards authorize payment of slips, however, there are fees and limitations, such as not allowing payment of bills from other credit cards.
In addition to fees, banks charge the IOF for payment of slips with a credit card. These fees are often expensive and interest may be charged. Therefore, the best option is to use the fintechs to pay bills with your credit card. Discover some options:

Mercado Pago 252b27
Mercado Pago is a payment tool and other Mercado Livre services. To pay slips with the credit card within the application, a fee of 4,99% per payment is charged.

(Photo: Playback/AME)
AME 2v5b1f
The platform has one of the best rates on the market for payment of bank slips with a credit card, at 1,99%. In addition, it is possible to pay two boletos per day, as long as it does not exceed the amount of R$1.500 per day or R$3.000,00 per month.

Piay 1h5w1a
O Piay authorizes the payment of any amount, but charges a 2,99% fee for card payments. However, it is possible to pay slips of up to R$600,00 without any fee. It's simple: the platform has a service where you can transfer this amount from your credit card to your Piay via pix and then just pay using your balance.

(Photo: Reproduction / Let's Split)
Let's Install 4x6n10
The platform is relatively new and little known, but it has the advantage of being able to pay bills in up to 24 installments on the credit card. Fees vary according to the number of installments; for cash payments, the rate is 2,95%. In addition, there is also the possibility of cashback, that is, receiving a percentage of the money back, which can be used to pay future bills.

(Photo: Playback/RecargaPay)
RechargePay 246k2n
RecargaPay allows the payment of bills up to R$500,00 without fees, but only water, electricity and internet bills can be paid through the app. For other tickets or higher values, a fee of 2,99% is charged.

(Photo: Playback/Freepik).
How to buy air tickets with miles? 6a1qm
Once you have collected enough miles to exchange, you can buy the air ticket you want within the chosen platform. that, before exchanging your miles, you need to check their validity, as the points may expire if they are not used within the stipulated period.
Within the platforms indicated above it is possible to search for the ticket to the desired location with the date, check the number of miles and make the exchange. You can also use platforms like 123 miles or MaxMiles.
On these sites you can find cheap airline tickets, search for the destination, compare the price. It is also possible to buy miles without needing miles, exchanging them with other engers who want to sell theirs before they expire and of course, you can also sell your miles.
Now that you know how to use your tickets to earn miles, your dream trip is closer than you thought.

Sources: Promo Tickets, Top Destinations, Serasa, Examination, ing Hope, Brazil123.
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