Table of Contents 64q43
The first business day of 2023 brought new pix rules and banks now need to offer greater freedom to their customers. The limit per transaction amount in the Pix Cash Out e Pix Change now it's bigger, both during the day and during the night. 3t676w
See what changes and what you should pay attention to, as the new Pix rules begin to apply with the arrival of a new year.
New night time option 64314t
As a way to avoid scams and lightning kidnappings, banks authorized to operate in Brazil can offer the possibility of a small amount of money being transferred Pix overnight. Previously, the available time was from 20:06 to 22:06. Now, if they need to, customers can request that this be changed to XNUMX:XNUMX pm to XNUMX:XNUMX am, choosing one of the times.
Many people may need to make bill payments or even last minute transfers, so this change will be very welcome. The change must be requested directly with the banks, either via application, telephone or trip to the branch.
Limit changes 5v4h5l
When requesting a daily limit increase on transactions made via Pix, banks need to follow a Central Bank rule for this to be processed as soon as possible. The new rules also deal with changes in the limit and in the case of a reduction in the maximum amount per day, the customer's request must be met immediately.
If an increase in Pix's daily limit is requested, banks have up to 48 hours to respond to the request. Legal entities are treated differently, as the definition for changing the limit is at the discretion of the banks and even the limit for PJs becomes the same as for the TED, defined at the time of opening the .
New rules for Pix Saque and Pix Swap d6z
O Pix Saque and Pix Troco were implemented on November 21, 2021 and as their names indicate, they allow a person to transfer money to a location and get the money in cash, without paying additional fees. The new rules of central bank now they allow up to R$3 to be withdrawn during the day and up to R$1 to be withdrawn during the night.
Previously, the limit was BRL 500,00 during the day and BRL 100,00 at night. It is worth ing that these modalities count as traditional withdrawals and any customer can make up to 8 free withdrawals, regardless of the bank they have an with.
Why were the changes implemented? 1sc2s
According to the Central Bank, these innovations come to facilitate the receipt of funds by banking correspondents, in the same way that already happens in Lotéricas. The body also expects that the payment of salaries, retirements and pensions by the National Treasury will be made through the Pix system.
Conceived by the Central Bank, the payment system fell in love with Brazilians and by December 2022, more than 374 keys had been ed for receipt and payment in various amounts. By November 2022, the system had been used more than 2,5 million times, nearly two years after its launch.
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See also other features
Learn what to do if you send or receive the wrong Pix
With information: Agency Brazil
