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As new modalities of the inter- transfer system that became extremely popular in about a year, the Pix Cash Out e Pix change are available throughout Brazil from today (29). As a result, financial transactions will be even more simplified and the central bank expects the stores to have a greater flow of customers, as they will work as real withdrawal points and, of course, get paid for it. 3cl30
O Pix it is one of the payment tools that has been most chosen by Brazilians in the last year, and the cash-and-change modality should boost commerce — although many business owners are a little apprehensive about the implementation. See more information about Pix Cash Out e Pix Change right now.
what is pix 226w1k
As a new way of making and receiving payments, the Pix is the fastest way to exchange money between Brazilian s. Working completely free of charge, it emerged as a solution from the central bank to end the problems of TED e DOC, which have a fee and even deadlines for the money to enter the destination . The novelty first appeared in October 2020 and was released to everyone the following month.
In about a year and in a period when people were at home because of the COVID-19 pandemic, the Pix it was a real “hand on the wheel” so you could make a transfer in real time. As of October 31, 2021, more than 1,184 billion transactions Pix were carried out through this modality, with more than 90 million people being adept since when the novelty was introduced.
New modalities 6i15o
Available from today (29), the Pix Cash Out e Pix Change are two new ways to make transfers and even get cash without having to go to your bank's ATM. This means that if you need to make a payment to a place that does not accept cards, you can simply withdraw at a store. Understand each of them right now.
Pix Cash Out 5j24v
As the name says, this is the modality that allows a person to withdraw an amount after sending the money (via Pix) for an establishment. Imagine that you need to pay for parking and this place does not accept or Pix, no debit or credit card? When visiting an establishment that offers the Pix Sake, then you just need to make the transfer and the cash value will be delivered to you.
Freepik Photo
There are no fees for you to withdraw the money, as every person who has an in Brazil is entitled to eight free withdrawals. However, everyone can perform only four pix loot per month, which will count within the limit of eight free withdrawals that the holder is entitled to — a ninth transaction may be charged by banks, and it is mandatory to inform the customer before the withdrawal takes place. Establishments that adhere to this functionality of the Pix Cash Out will receive an amount that varies between R$0,25 and R$0,95, depending on what has been agreed with the bank in which the holder has an .
Pix Change 6m313a
This option also allows you to get cash, but it works literally like change. It is necessary to carry out a transfer above the amount at which your purchase was made in order to receive the additional amount. For example: you went to the market and all the products you chose were for R$ 200,00; then, transfer BRL 250,00 to the location and the attendant will give you the additional amount of BRL 50,00 as change.
Photo: Freepik
O central bank expects payments and customer flow in establishments to increase with these two new modalities. Business owners also profit from the Pix Change: there is a gain that also varies between BRL 0,25 and BRL 0,95 for each transaction carried out, defined by the bank with which the merchant has an .
Rules and limits in financial transactions i112c
For the launch of the novelty, even as a way to avoid problems such as lightning kidnapping, which unfortunately became common with the launch of Pix, Banco Central defined that there is a limit of BRL 500,00 for withdrawals and changes during the day. Between 20 pm and 6 am, it will be possible to transfer (and withdraw) a maximum of R$ 100,00. However, the owners of the establishments are free to set values lower than these without the interference of the central bank.
Photo: Central Bank
Optimism versus insecurity 3v657
Despite being features that solve the problem of a lack of an ATM in places further away from large city centers, many establishment owners fear that this is another way for malicious people to be able to withdraw money.
At the same time, many owners of businesses such as supermarkets and bakeries believe that the flow of customers will increase due to people going to places more. Speaking specifically of Pix change, this can go beyond the commercial spectrum and even help those who provide services such as pet shops and much more.
Photo: Freepik
Security must be taken into so that the customer is not put at risk and the central bank also points out that business owners are not obliged to offer Pix Sake e Pix change. But of course, for each operation carried out, the transfer of the amount that varies between R$0,25 and R$0,95 will be done in accordance with what was defined between the financial institution and the business owner.
Who can use Pix Loot and Pix Exchange 701959
The new modalities of Pix are available to all s of the payment system. O Banco Central hopes that the new modalities will also be as popular as the way to make transfers at any hour and minute.
Photo: Shutterstock
An interesting point is that there is no interest charge at the end of the month for all transactions carried out through the new features. Do you think the Pix Cash Out e Pix Change Will they be as popular as the main service? Tell us your opinion Comment!
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Sources: Agency Brazil, InfoMoney e The Globe
