Samsung Pay: is it possible to leave the card at home? h5739

bruno martinez avatar
We tested Samsung Pay in the most diverse establishments and credit and debit card machines. Check if the service really works and if you can leave your cards at home.
Samsung pay: does it really work everywhere?
Samsung Pay: Does it really work everywhere?

It's not just a matter of practicality. It might even be safer to have a credit or debit card inside the smartphone than carrying it in a wallet. But, will the Samsung Pay, the first mobile payment method of its kind to arrive in the country, will it work when the needs it most? 4a4q65

O showmetech used for 3 weeks Galaxy Edge S7, with a debit card from the Brazil Prepaid, to test the Pay. Several establishments and card machines were tested and the result, with very interesting results and situations. People comment below:

 

First, why is it more practical? 441r2e

For ease of use, the Samsung it was smart to put the Pay already on the smartphone lock screen. So, after you a card, a small transparent tab appears on the lock screen. Whenever you want to pay with the Pay, just pull this tab and use the fingerprint to activate the service.

Practicality: Pay is accessed from the cell phone's locking screen.

"activate” means to say that the smartphone recognized the and started the data transmission signal. Now, just touch it to a card machine and wait for the “virtual card” to be recognized.

That is, the process is done in seconds and is very similar to using a traditional card. For those who exercise or don't always want to carry a wallet, it's easy to go around with just your smartphone and make sure you can shop on the way.

 

But is it safe? 4q2p6k

One not often talked about advantage that we discovered when using the Pay is that it is, in fact, more secure than the traditional card. This is because (1) only a with the fingerprint ed can activate the service, (2) the card data - such as the number, expiration date and security code - are not shown and (3) when carrying out the transaction, the system creates a specific “virtual card” for that purchase, without revealing the original card details to the seller.

Samsung br samsung pay digital
Without the fingerprint of the owner of the device, it is not possible to initiate a purchase.

In other words, if you This or have your stolen wallet, you will have to run to block the credit card ou debit next to the bank. If you This or have your stolen smartphone, you don't need to do anything about the card. Of course, it's sad to lose your smartphone, but if you can't get it back, you can erase the data remotely (in a browser, with your Google ou Samsung), and you'll still have your original card to use if you left it at home.

No need to worry, as the thief or anyone else will be prevented from using the Samsung Pay – or collect your data – as it is protected by the (code, PIN or biometric, depending on which you have configured).

That is, that race to block the card is over, before the thief starts spending on your behalf.

What is the best way to use it? 31v4k

To avoid mistakes, see the tips below on how to succeed in a transaction.
Follow the tips below and avoid errors during transactions.

After we started using the Pay, we found some tips for you to find out if the card machine accept the service and, of course, don't make other customers wait for you or the seller to try a transaction over and over again. Are they:

  • Ask the seller to let you use the machine: as mobile payment is new, many people still won't understand what you're doing or won't know the best way to complete the transaction. Try holding the machine and making the purchase, or confirm that the seller has already made this type of payment.
  • Find out where the sensor is: Each machine has a place where the card sensor is stored (usually at the top). Try bringing your smartphone closer to find out where it is. This makes it easier to avoid connection errors. Before giving up, that the Cielo, Network, Ingenico, Network and GetNet, all have machines compatible with the Pay.
  • NFC or MTS?  that there are two ways in which the Pay usually connect to the machine:
    • NFC (acronym for Proximity Field Communication): as NFC present, prefer to activate the machine using your smartphone, and only then let the seller select the payment method and enter the amount. Done correctly, the machine recognizes the card and asks if the payment will be made by debit or credit (there, just choose the option and confirm the payment with the card PIN ). If you do the process in reverse, it is common for an error to result.
    • MTS (acronym for Safe Magnetic Transmission): in cases where you did not find the “symbol of NFC” on the machine, try to make the payment by MTS, technology that simulates the use of a traditional magnetic card. Here, let the seller make the transaction at the machine and, when he asks for your card, touch it to the traditional card reading area. When working, the machine will ask for your card's PIN . Enter and confirm the purchase (this is the most common form you will find in supermarkets).
Two options: the nfc area is usually on top of the machine, while the mts is in the traditional card area.
Two options: the NFC area is usually on top of the machine, while the MTS is in the traditional card area.
  • Not to be confused with “mobile payment”: Some Brazilian machines also accept a payment method where you enter your phone number to make a purchase. Don't confuse this with the Samsung Pay, which is a method that simulates a credit card, ok? Tell the seller that this is a “card purchase”.

 

ed Devices and Banks: 6l6f5u

Compatible smartphones samsung pay brazil
In Brazil, there are already 7 models compatible with Pay.

To start using the Samsung Pay, you need a smartphone that s this technology. As of press time, we have identified the following devices with guaranteed :

Also, regardless of the flag (VISA ou MASTER ), these are the banks that already work or will soon accept the service:

  • Bank of Brazil;
  • Banrisul (coming soon);
  • Bradesco (coming soon);
  • Brazil Prepaid;
  • CEF;
  • Itaú (coming soon);
  • Nubank (coming soon);
  • Porto Seguro;
  • Santander;

Problems found: 5u2g10

During the tests, we found some difficulties to make purchases in certain establishments. They range from “card read errors” even employees refusing to let us make a smartphone payment – We're talking about you, nervous attendant at the Ofner coffee shop at Eldorado mall.

But, in general, one impression was clear: the errors are more related to understanding how to make the connection with each type of credit or debit card machine, than to the impossibility of the machine to accept the Samsung Pay.

Therefore, we will repeat the most important tip: in case of a “reading error”, take the machine in your hand and try to find the best way to facilitate between the smartphone and the machine. In most cases this will resolve the issue, ok?

Conclusion: 4l495g

Although it is a payment technology with the face of “witchcraft” for many s and establishments, the Samsung Pay It's a really cool alternative to be incorporated into everyday life.

Samsung pay: It's easy to use, but test before leaving your wallet at home.
Samsung Pay: It's easy to use, but test before leaving your wallet at home.

Can you leave your wallet at home and just use your smartphone? Depends. To be sure, try testing the Pay nose shops, supermarkets, restaurants e establishments that you usually visit.

When in doubt (and if you don't have your wallet), ask to pay first or make a small test purchase. Once confirmed, you can proceed to choose lunch, dinner or fill the shopping cart.

Is that you? Already using Samsung Pay? Tell us.

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