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A partnership between the payments company PayPal and the operator Living will allow sending and receiving payments via cell phone.
Transactions can be made anywhere and there is no need for the device to have an internet connection. The technology used is USSD (similar to SMS), available on devices GSM.
According to the presentation made by the companies, the service works on practically any type of device. GSM, from the simplest cell phones to the most sophisticated smartphones. In addition to payments, it will be possible to recharge your cell phone.
To use the system for the first time, the Vivo customer needs to dial the number * 777 # and in the PayPal. During the process, data such as name and F number must be confirmed.
You will also need to provide a credit card number. A ensures that the money is not transferred in case of theft of the device.
To carry out payment and collection operations, both the customer and the service provider must have handsets with operator chips.
The recharge service has no fee. The sending and receiving of payments is charged. The provider/seller pays a fee of 5,4% to 6,4% on the value of the service or product per transaction. And the customer, who sends the payment, R$1 to the Living, debited from prepaid credits or included in the postpaid .
Through this system, it will be possible, for example, to pay for a taxi ride or a manicure as long as the provider is also ed in the service. It is also possible to make transfers between individuals.
Mobile payments are now available to the operator's subscribers in Brazil.
