The 2m2k3r
Nekuzivisa kwechitsva BC digital mari, vazhinji vanotenda kuti kubuda kwayo kunomutsa makwikwi ne Pix, asi chii drex? THE drex imari yedhijitari ye Banco Central kuenda kuBrasil, inomiririra kuwedzera kwedhijitari yechokwadi inogona kuchinjwa kuburikidza nedhijitari platform. Ichi chirongwa, chinozivikanwa sea CBDCA (Central Bank Dhijitari Mari), ine chinangwa chekupa hukuru hukuru, hunoshanda uye kudzikiswa kwemutengo mune zvemari uye zvibvumirano zvekutengeserana. O drex, ane zita rakapfupikiswa reDigital, Real uye Electronic, rinobatanidza zvechizvino-zvino uye kubatana kunomiririrwa ne“X”, ichiitirwa chete nharaunda yedhijitari. 6s2r3f
Mashandiro anoita Drex 1ck65
O drex inomiririra kupinda kwe Banco Central kuenda kuBrasil mune yedhijitari mari mamiriro. Kushanda sedhijitari vhezheni yemavhoti emuviri akapihwa ne Central Bankkana drex inogona kushandiswa pakutengeserana kwemari, kuendesa uye kubhadhara kuburikidza nepuratifomu chaiyo. Chimwe nechimwe chikamu che drex ichave nemutengo wakaenzana weR $ 1 chaiyo, asi mari chaiyo ichaverengerwa zvakasiyana, inoda shanduko inonzi tokenization kumiririra kukosha kwavo.
Masangano emari ane mvumo achaita basa rekushandura mari yepanyama kuita drex, vachishandisa michina blockchain kuve nechokwadi chekuchengetedza, kukurumidza uye pachena. O drex inotsvaga kupa kugona kukuru mumabasa emabhangi, kukurudzira kubatanidzwa kwemari uye kumiririra shanduko mukudhijita kwehupfumi hweBrazil.
Nezvinangwa zvinopfuura kuve nyore mari yedhijitari, iyo drex inovavarira kubatanidza mari nemidziyo yemari munzvimbo imwechete, ichigonesa hutsva hwakadai se24/7 transactions, investimendi muzvikamu zvezvinhu uye zvikwereti zvine "yakadhindwa mari yedhijitari". Pamusoro pezvo, kushandiswa kwayo kweramangwana pasi rose, pasina kudikanwa kwekutendeuka, kune chinangwa chekumisa maitiro asiri pamutemo akadai sekubira mari.
O drex inomiririra a Central Bank Dhijitari Mari (CBDC), chikamu chemari yedhijitari yakabudiswa uye ichitsigirwa neCentral Bank yenyika. Munyaya yeBrazil, iyo drex ndiyo mhinduro ye Central Bank kuwedzera mari digitalization. A CBDC, senge drex, inosiyana neiyo decentralized cryptocurrencies yakadai seBitcoin pakuti inopihwa uye inodzorwa nevepakati mari masimba.
O Central Bank tariro kuti drex ive inokonzeresa yekuvandudzwa kwemusika wemari, pamwe ne Pix akaenda kunzira dzekubhadhara muBrazil. Kuti uite izvi, nzira yekutendeuka drex ichaitwa zvakananga kubva kudhipoziti mune chaiwo wallet, zvichidikanwa kuisa R $ 50 reais kuti uwane makumi mashanu drex, semuyenzaniso. Iyi nzira inogona kuitwa neakasiyana masangano emari anobvumidzwa ne Central Bank, kusanganisira mabhanga makuru akadai Bradesco, Nubank, Banco Inter, Santander, Itaú Unibanco, Caixa, XP, pakati pevamwe.
Kusiyana pakati peDrex nePix x3o32
Kusiyana ne Pix, inova instant transaction system, iyo drex Iyo imari inoitirwa kurongwa mari masevhisi, inobvumira kubhadhara uye kwakasiyana kutengeserana. Nokudaro, maviri acho haazokwikwidzi nzvimbo, asi achave anobatsira mune zvakasiyana-siyana.
O Pix, yakabatanidzwa senzira yekuchinjana pakarepo, inozviratidza seyo sarudzo yakakodzera yekubhadhara kwemazuva ese, ichishanda mukubhadhara mabhiri, kutamisa uye kutenga kwemazuva ese. Ukuwo, the drex, inoratidzirwa semufananidzo wedhijitari weiyo chaiyo, inoratidzika seyakagadziriswa mari inoshandiswa inoshandisa teknolojia ye blockchain, yakafanana neyo inoshandiswa mu cryptocurrencies. Musiyano uyu unoratidzwa mukuita: nepo iyo Pix inoshandiswa kubhadhara mabhiri uye kutenga, iyo drex inowana kushandiswa kwayo mukushanda kwakaoma, sekuitwa kwezvivimbiso kana kugamuchirwa kwezvinhu.
Kunyangwe zvave kutonzi "cousin" ye Pixkana drex inotora imwe nzira, inoshanda zvakasiyana kuburikidza neDLT (blockchain) tekinoroji uye inopa pfungwa yakakura. Haina kuitirwa kutsiva iyo Pix, asi zadzisa sarudzo dziripo mumusika wemari, kusimudzira hunyanzvi uye kusiyanisa. Imwe pfungwa yakakosha yekusiyanisa pakati pezvirongwa zviviri izvi mutengo une chekuita nekushandiswa. Panguva iyo Pix, kazhinji, ndeyemahara yemubhadharo wekupedzisira mushandisi, iyo drex inogona kusanganisira mubhadharo, sezvo inogara ichibatanidzwa kune rimwe basa rezvemari.
Iyo BC digital currency ichatangwa riini 6l2g6o
Zuva chairo rekutangwa kwe drex, iyo Central Bank Digital Currency (CBDC) ye Banco Central kuenda kuBrasil, haisati yatsanangurwa. Parizvino, mari iri muchikamu chekuyedza nekusimudzira. Zvisinei, fungidziro ndeyokuti drex iwanikwe kune vese vekuBrazil pakati pekupera kwa2024 uye kutanga kwa2025.
Munguva iyi yekuyedzwa, masangano emari akasarudzwa ari kutora chikamu, achibatsira mukusimbisa nekuvandudzwa kweiyo tekinoroji. O Central Bank onai drex senhanho yekuenda mberi mukugadzirwa kwedigital yehupfumi hweBrazil, ichipa nharaunda yakarongeka uye yakachengeteka, apo uchitsvaga kukurudzira mabhizinesi matsva uye demokrasi kuwana kune zvigadzirwa zvetekinoroji.
Onawo:
Source: BC, Reuters e CoinMarketCap
Yakaongororwa na Glaucon Vital musi wa25/1/24.
