O Banco Central kuenda kuBrasil yakazivisa kuti ichashandisa hurongwa hutsva hwekubhadhara mari nekukasika munyika. Iyi itsva system inofanira kushandiswa blockchain, tekinoroji ye Bitcoin, uye inogona kutangwa zviri pamutemo munaNovember 2020. 1io1q
Chinangwa chesangano, zvishoma nezvishoma, kutsiva kushandiswa kwemidziyo yakadai Electronic Transfer Inowanikwa (TED) e Chikwereti Chekuodha Gwaro (DOC), iyo inonzi inononoka kubhadhara, kuwedzera kune mari yakakwirira yevashandisi.
“O Central Bank yanga ichitungamira chirongwa ichi, nechinangwa chekugadzira, kubva pamaonero asina kwaakarerekera zvine chekuita nemhando dzebhizinesi chaidzo kana vatori vechikamu pamusika, mamiriro ekugadzirwa kweiyo inoshanda, inokwikwidza, yakachengeteka, inosanganisirwa uye inogashira yekubhadhara ipapo. kesi dzese dzekushandisa "
Central Bank, mune chinyorwa chepamutemo
Pamusoro pezvikonzero zvekuchinja kutsva, iyo Central Bank inoratidza matatu:
- Kushandiswa kwakanyanya kwemari yekubhadhara masevhisi uye yekuendesa zviwanikwa pakati pevanhu, izvo zvinopembedza mutemo we BC kukurudzira kushandiswa kwemagetsi kwezvigadzirwa zvekutengesa zvekutengesa, zvichifunga kuti zvinogona kuunza kuderera kukuru kwekushandisa mari pakubhadhara;
- Interbank electronic credit transfers, zvakadai NATED and the DOC, vari kure nekugona kwavo kushandiswa, kunyanya nekuda kwemari yakakwirira yemabasa aya, matambudziko ekugadzirisa kuendeswa uye kushayikwa kwekusimbiswa kwekutengeserana;
- Mutengo wekugamuchira makadhi echikwereti neredhibhiti wakakwira zvakanyanya uye kuita kuti mari iwanikwe kumubatsiri wekupedzisira wekubhadhara kunotora nguva yakareba.
Iyo purojekiti ine chinangwa chekuvandudza kwete chete kutengeserana pakati pevanhu, asiwo pakati pemabhangi. Tarisa pazasi kuti system yacho ichaita sei zvakanyanya, iyo ichaitwa munaNovember 2020.
Nzwisisa kuti hurongwa hutsva hweCentral Bank hunoshanda sei 38274m
Imwe yemikana yakataurwa ndeyekugadzira zita remunhu wega wega, iro rinogona kunge riri rekupinda rine zita ravo. F, kubvisa chinodiwa chekuisa data senge zita rakazara, bhangi uye bazi kune yega yega kutengeserana kunoitwa nemushandisi, kuwedzera kwavari kushanda maawa makumi maviri nemana pazuva, mazuva manomwe pasvondo.
Parizvino, kubhadhara nekuchinjisa kunoitwa kuburikidza nemaATM kana mapoinzi emari, uye mari inotumirwa inosvika kune anogamuchira chete kana mushandisi akatumira mari yacho yakaitwa kutengeserana pamazuva ebhizinesi, panguva dzakatsanangurwa nemabhangi, kubva pa6:30. ndiri ku17pm.
Chiyero chacho chinogona kubatsira crypto-coins munyika, kunyanya panyaya yekutenga nekutengesa, sezvo zvichizobvumira mabasa akaita semadhipoziti uye kubvisa zvakare pakupera kwevhiki uye kunze kwemaawa ebhizinesi, chinhu chisingabvumidzwe parizvino muhurongwa hwazvino. Uyezve, Startups iyo inoshanda kuvandudza uye optimize zvemari system masevhisi, anonzi Fintechs, inogona kubatsirwa nechisarudzo.
Imwe pfungwa yakasimba yehurongwa hutsva hunoitwa ne Central Bank, ndiko kutsiviwa kwemakadhi echikwereti. Kutenga kutsva kunogona kuitwa ne QR Makodhi, zvichitevera muitiro wenyika dzakawanda. Mushure mekuverenga, mushandisi anofanira kubvumidza kutenga mune yavo smartphone, kuburikidza nekuzivikanwa kwebiometric, kuverenga kwedigital, kana ne selfie, kuratidza kuti munhu ari kutenga ndiye chaiye mushandisi. Kusimbisa kushanda, kutengeserana kunoitwa mumasekondi.
MuBrazil, shanduko kune iyo modhi yakatanga zvakare mune anonzi echinyakare mabhengi masangano. A Brazilian Federation of Bank Associations (Febraban) yakatangwa muna Chikumi gore rino Network Blockchain yeNational Financial System, mukubatana ne Interbank Payments Chamber (CIP), iyo ine huvepo hwemakambani akadai Bradesco, Bank yeBrazil e sicoob.
Maererano neongororo yakabudiswa na PwC muna 2018, panosvika 2030 10% kusvika 20% yemaitiro ehupfumi pasi rese achagadziriswa mumaketani ekupa. blockchain. Maererano ne Central Bank, budiriro ichaita mari inosvika R$4,3 miriyoni, ukuwo kugadzirisa kunofungidzirwa kuva R$1,2 miriyoni pagore. Muna Kubvumbi 2019, mutungamiri we Central Bank, Roberto Campos Neto, akataura kuti kushandiswa kwehurongwa hutsva hwekubhadhara pakarepo kwave pedyo kuitika, asi iko zvino zvave kuitika.
Imwe mukana we blockchain ndiko kushandiswa kwayo kune dzimwe nyika. Mhando iyi yekutengeserana kwemari inogona kutora mazuva kana mavhiki kuti ipere muhurongwa hwekutsvaira huripo. Mariri, mari inotamiswa kuburikidza nemabhangi epakati kusvika yasvika kubhangi rekuenda. Iyo itsva sisitimu inogona kubatsirwa kubva muchokwadi chekuti maitiro aya haatambudzike kutsauka kwakawanda sezvaari kuita izvozvi.
Chiyero che Central Bank ine chinangwa chekuvandudza hukama hwemari pakati pevanhu nemabhangi, kuderedza mari uye kufambisa, pamwe chete Startups vanotozviita.
Wakafungei nezvegadziriro itsva? Siya maonero ako mumashoko ekuti iyo itsva system ichaita kuti hupenyu huve nyore kune vashandisi nemabhangi uye uve nechokwadi chekutevera showmetech kune imwe tekinoroji uye nhau dzemari!
Kunobva: The
