The 2m2k3r
Nekuzivikanwa kwemakina emakadhi uye kufambira mberi kwetekinoroji sePix, isu parizvino tine akati wandei nzira dzekubhadhara dziripo kune vakasiyana-siyana vateereri. Munyika iri kuramba yakabatana, hatigone kungotenga online asi zvakare kutarisira mabhizinesi ese ari munyika chaiyo. Asi unoziva kuti sei digital kubhadhara? Nhasi tichatsanangura kuti ndedzipi dzinonyanya kushandiswa muBrazil. 4h2t3k
Izvo zvinoshamisa zvePIX 1b583d
Imwe yetekinoroji yakanyanya kushandura kubhadhara kwedhijitari mumakore achangopfuura yaive Pix. Kubatsira kwayo kukuru, zvichienzaniswa nemamwe mabhadharo, ndiko kuregererwa mubhadharo - zvirinani izvozvi. Ikozvino, nekudzvanya zvishoma panharembozha yako, tinogona kuita kutengeserana, pamusoro pekubvisa kudiwa kwevanopindirana, senge michina midiki iyoyo. Uye zvechokwadi, inobvumira kubhadhara pakati pevanhu vasina mari yakajairika yekufambisa inobhadharwa nemasangano emari.
Iyo yekumisikidzwa inongoda kuve neinooneka Pix kiyi, inogona kunge iri email, nharembozha, F, QR Code kana kiyi isina kujairika, uye nekudaro gamuchira mubhadharo ipapo, pasina mamwe matambudziko. Zvakanakira zvakare ndezvekuti, kazhinji, hapana muganho pamari, asi izvi zvinogona kusiyana pakati pemasangano emari nekuda kwezvikonzero zvekuchengetedza.
Pix yakagadzirwa kuita kuti hupenyu huve nyore kwatiri tese, sezvo isu tinogara tichiwana nharembozha. Asi izvi zvinogona kutonyanya kuita nani, sezvo mamwe mabhanga ari kutanga kuita izvi Pix muzvikamu, zvichikutendera kuti utenge-mutengo wepamusoro uye ubhadhare mari mwedzi wega wega. Zvisinei, zvakakosha kuti tirambe tichitarisa pamibairo inoshandiswa, sezvo, sezvatinoziva tose, muno muBrazil ivo vakakwirira zvikuru.
Iyo yakanaka yekare kadhi rechikwereti 646m2p
Zvinoenderana ne Brazilian Federation of Banks (Febraban), muna 2022 zvakatenderedza 18,2 bhiriyoni mabhengi mashandiro akaitwa ne kadhi rechikwereti, zvichiita kuti ive imwe yenzira dzekubhadhara dzinoshandiswa munyika yedu.
Chimwe chezvikuru zvinokwezva kugona kuita mubhadharo muzvikamu zvishoma, zvichitibatsira zvakanyanya kana tichitenga iyo yakakosha kutenga. Chimwe chakakosha chikumbiro ndechekubhadharwa kwezvinyoreso zvinodzokororwa, senge Netflix, Spotify, nevamwe vakawanda.
Kunyange zvakadaro, zvinokosha kuva nemwero yakanaka uye kudzora paunenge uchishandisa kadhi rechikwereti sezvo, sezvambotaurwa, mhindu pano yakakwira zvikuru. Kune rumwe rutivi, kukurudzira kushandiswa kwayo, mamwe makadhi ane kirabhu yemapoinzi. Mabhenefiti anogona kusiyana kubva pakuwana chikamu chemari yakashandiswa kudzoserwa (cashback), kana kuchinjanisa mamaira, zvigadzirwa, nezvimwe zvinhu zvakawanda. Iyo yakanaka ndeyekutarisa neako kadhi opareta uye kuona kuti ndedzipi sarudzo dziripo.
Makiredhiti makadhi anoshanda zviri nyore: vese vanofanirwa kuve nemhando, iyo ine basa rekupindira basa nebhangi kana sangano rezvemari. Vane zvimwe zvisungo zvakaita sekudzora miganhu yevatengi, kutumira miripo, kutora mubhadharo uye kutumira mari kune ani nani akatengesa kana kutengeserana.
Debit kana kadhi yemari 4a6p32
Zvimwe unoziva mumwe munhu asingagoni kushandisa kadhi rechikwereti achitya kupinda muchikwereti uye kubhadhara mubereko mukuru. Kunyangwe nePix, kubhadhara kuburikidza debit card inoramba yakasimba zvakanyanya uye yakakodzera. Kuti ndikupe iwe zano, gore rapfuura takave neanosvika mabhiriyoni gumi nemashanu ekutengeserana munyika, maererano neongororo imwechete yakambotaurwa.
Kushanda kwe debit card Yakafanana zvikuru nechikwereti, asi panzvimbo yekuti mutero uitwe chete kana invoice yepamwedzi yakavharwa, mari yacho inobviswa zvakananga kubva ku yemushandisi kana savings . Mune mamwe mazwi, basa remushandisi ndere kuendesa mari kubva kune imwe kuenda kune imwe.
Mune zvimwe zviitiko, kana mushandisi asina mari mumaakaundi, bhangi rinogona kumisa izvo zvinonzi overdraft, izvo chaizvoizvo chikwereti chekukurumidzira. Nekudaro, iwe unofanirwa kutarisisa kune mibairo inobhadhariswa, iyo yakanyanya kukwirira.
Bhiri nezuro, bhiri nhasi, bhiri nguva dzose 6x1e2
Chirevo chinozivikanwa navose chinoti life is a set of matikiti Kubhadhara. Kunyangwe nekufambira mberi kwetekinoroji kwatakaita mumakore achangopfuura, bhiri rinoramba rakasimba uye rakasimba. Asi unoziva here kuti zvinoshanda sei?
Kuti uite izvi, ita chiito chinotevera chekufungidzira: wakatenga chimwe chinhu uye unoda kubhadhara, kubva ipapo, nzvimbo yacho ichabudisa gwaro rekuunganidza. Uine bhiri riri muruoko, ingobhadhara, kungave kubhangi, lottery outlet, app kana zvemari institution.
Bhiri rinogona kutorwa sebhiri kana riine ruzivo rwakanyanya kukosha. Pakati pazvo tine zvinhu zvakaita sezita reanopa, ruzivo rwebhangi remunhu achawana mubhadharo, zuva rakakodzera, uye rumwe ruzivo rwakawanda. Aya ndiwo mabhadhariro atinoita kazhinji mvura, magetsi uye mamwe mabhiri anodzokororwa.
Digital Wallets v1w5t
Kana iwe uri mumwe weavo vanhu vanoda kurega kushandisa mari, iyo digital chikwama inogona kuva mhinduro yako yakanaka. MuBrazil tine zvimwe zviripo, uko zvisingachadiwi kushandisa makadhi emuviri. Kuti ubhadhare, ingo nyoresa muapp uye shandisa smartwatch yako kana nharembozha.
Digital wallets dziri kuramba dzichiwanda uye dzine mamwe mabasa mazhinji. Izvozvi zvinogoneka kuita madhipoziti zvakananga mavari, kuita kutengeserana kwemazuva ese sekuchaja mbozhanhare, kutora chikwereti chebhangi, kubhadhara mabhiri uye mabhiri nezvimwe zvinhu zvakawanda.
Kunobva: Febraban
Onawo:
Kuti ugare uchifambirana nenyika yemitambo uye zvakare kuziva zvese nezvenyika yetekinoroji, senge kukosha kwekudyara pakurwisa malware muBrazil, ramba wakatarisa pano paShowmetech.
Yakaongororwa na Glaucon Vital musi wa29/6/23.
Ndirikunakirwa nezvinyorwa kunyanya zvinokudzidzisa mabhadhare maemail eGmail akare.Chaive chiyamuro chaicho kwandiri,ndaive ne 22 thousand emails in my inbox,ndichishandisa macommissions arimu report ndakakwanisa kuclear. bhokisi rose, ndatenda.