The 2m2k3r
Kuwanda kweInternet uye kusimukira kweruzivo rwemichina kunoita kuti tiite mabasa asingaverengeki nematepi mashoma. Nekudaro, kuchine vanhu vakabatikana nemabhiri ekudhinda kubhadhara kana avo vanosiya muunganidzwa wemabhiri mune otomatiki dhibhiti, uko ese ari maviri anogona kutsiviwa nyore neimwe yakarongeka uye inoshanda nzira: DDA mari. 38604p
Chii chinonzi ADD? 3l5i44
Yakagadzirwa muna 2009 ne Banco Central kuenda kuBrasil (Bacen) pamwe nemamwe masangano emabhangi, iyo Yakatenderwa Direct Debit, ou DDA, inokutendera kuti ukwanise kuwana masiripi ese ekubhangi anopihwa uchishandisa F yako kana CNPJ kubhangi. Kunyange iyo invoice ichida kudhindwa uye, dzimwe nguva, inoda kuenda kubhangi kunobhadhara, uye otomatiki debit inobvisa ipapo ipapo kubva ku yako, tikiti DDA Zvinoita kuti zvive nyore kuronda maakaundi ako uye kungobhadhara chete nemvumo yako, kuvandudza kurongeka kwehupenyu hwako hwemari.
Nzira yekushandisa sei DDA? 2py
Kubhadhara mabhiri uchishandisa nzira yeDDA, ndizvo mvumo yeakaundi yega yega inodiwa, kuitira kuti bhangi rako rizive uye ribvise mubhadharo wako nekukasira, zvichiita kuti zvikwanise kubhadhara pachine nguva. Naizvozvo, iwe unofanirwa kutarisa maitiro ekugonesa ichi chimiro pane application kana webhusaiti yebhangi rinotarisira mari yako uye maitirwo azvo. Kana usingaiwane, uchafanirwa kutaura wega kumumiririri webhangi kuti agonese iyi nzira yekubhadhara paakaundi yako.
Nzira yekubhadhara madhiri eDDA? 1a3a64
With the DDA mamwe marudzi ekubhadhara haagone kuitwa, senge mabhiri emagetsi, mabhiri emvura, IPTU uye masevhisi eruzhinji. Kune rimwe divi, mari yechikoro, mari yekurovedza muviri kana inishuwarenzi yehutano marudzi emitengo inogona kubhadharwa ne DDA mari. Pano, ini ndichashandisa Banco Inter semuenzaniso, asi mabhangi ese ane maitiro akafanana:
- Kutanga, pinda muakaunti yako:
- Dzvanya pane iyo sarudzo "Kubhadhara":
- Heano achave ese ma invoice anopihwa uchishandisa F yako akapatsanurwa ne “kukunda"Uye"kukundwa”. Iye zvino, ingosarudza bhiri resarudzo yako:
- Pane ino skrini iwe unogona kuona iyo data yekuti ndiani akapa iyo DDA mari uye kupedzisa kubhadhara:
- Kana uchida kubhadhara a DDA mari yapera, chingodzokera uye sarudza iyo "kukundwa":
Iwe unofanirwawo kutarisa kana paine mari inogona kubhadhariswa kuita kutengeserana kwakadaro uye, pakupedzisira, kubvumidza kubhadharwa kweinvoice iri mubvunzo, uchiita shuwa kuti hauna kudhindwa kana ne. E-mail kudzivisa kubhadhara mari imwe chete kaviri.
Chii chekuita nezvisingazivikanwe zveDDA mabhiri? 1g6l4d
Tichifunga kuti vokuBrazil vari pamwe misikanzwa kana rombo zvikuru, mikana kuti a DDA mari kuwira muakaunti yako "nemistake" yakakwira zvakanyanya. Nokudaro, zvakakosha kuziva kodzero dzako uye zvinofanira kuitwa pazviitiko izvi. Chekutanga, zvakakosha kutaura kuti haasi ese mabhiri akanyoreswa neF yako anoda kubhadharwa. Kune vane mbiri yakaipa mabhiri esarudzo, yakabudiswa ichikurudzira imwe sevhisi kana kutenga.
Kana iwe usingazive imwe yemasevhisi uye uchishuvira kubvisa iyo DDA bhiri:
- Dzvanya pane bhiri risingadiwe uye uwane iyo. Wobva wasarudza iyo "vanza bhiri" sarudzo:
- Pakupedzisira, meseji inokukumbira kuti usimbise sarudzo yako:
Zvakakosha kuchengeta ruzivo urwu mupfungwa, sezvo risina kutaurwa mugwaro, izvo zvinogona kutungamirira kukubhadhara kusina kururama. Sezvo asiri mabhiri akanyoreswa, haungatambure chero rudzi rwechirango kana ukasabhadhara. Chero zvazvingaitika, kana uine mibvunzo, taura nekambani ine mutoro. Bhiri rega rega rine ruzivo rwekambani kana munhu akazvipa, saka usati wabhadhara, unenge uine ruzivo urwu.
Dambudziko, zvakare, nderekuti muBrazil kune matsotsi anogona manyepo kana kuba data remunhu kuti atore muripo usipo. Nekutya, kana kutya kubhadhara mubereko mukuru, vanhu vanowanzobhadhara mabhiri ese akanyoreswa muzita ravo pasina kufunga kaviri. Muchiitiko ichi, chenjerera nemabhiri anotumirwa ne e-mail, nharembozha kana makambani anofungirwa.
Muzviitiko zvese, zvisinei nemamiriro etikiti, iyo DDA inongounza pamwe chete uye inoita kuti zvive nyore kuronda mabhiri anobhadharwa. Matambudziko anosanganisira ma invoice anofungidzirwa anofanira kuongororwa zvine hungwaru uye kunyevera masangano anodiwa.
Onawo:
Maitiro ekuviga mabhengi mapurogiramu uye kuwedzera chengetedzo pafoni yako: Zvinogoneka kuchengetedza mabhengi maapplication pafoni yako, kuvharira kupinda, kuvanza uye kushandisa maitiro kuti ugare wakachengeteka muchiitiko chekuba.
Zvinyorwa: Forbes, Nubank, Consumer Financial Protection Bureau e Lawson naBerry
