The 2m2k3r
Wanga uchiziva here kuti iwe unogona kuwana mamaira uye kufamba uchibhadhara mabhiri ako? Ndizvozvo, kune akati wandei zvirongwa zvekuvimbika izvo zvinogadzira mamaira uye iwe unogona kuita izvi nekubhadhara mvura yako, magetsi uye mamwe mabhiri. 1z5m2w
Zvirongwa zvekuvimbika zvinogona kuwanikwa mumasevhisi akasiyana-siyana, akadai sendege nemakadhi echikwereti. Kune zvakare makambani anoshanda mune mileage, kwaunogona kuwana mamaira munzira dzakasiyana wobva wachinjana nawo matikiti endege.

(Mufananidzo na Patrick Tomasso kwete Unsplash).
Kuvimbika zvirongwa kuti uwane mamaira 5e4q33
Nhanho yekutanga yekufambisa zvishoma ndeyekudzidza nezvezvirongwa zvekuvimbika. Miles mibairo, inonziwo mapoinzi, aunowana nekutenga matikiti endege kana kushandisa kadhi rechikwereti rinotora chikamu muzvirongwa izvi. Kuwanda mamaira aunounganidza, ndiko kukura kwekuchinjana kwako, kungave kwematikiti, zviitiko kana zvigadzirwa.
Ndege hombe muBrazil dzinotora chikamu kana kuve nechirongwa chadzo chemamaira. Iri izano rinoshandiswa kuwana vatengi vakawanda uye zvakare kuchengetedza avo vanobhururuka navo zvakanyanya. Naizvozvo, zvirongwa izvi ishamwari huru kune avo vanofamba zvakanyanya kana kune avo vanoda kuchengetedza mari kana vachitora rwendo rwavo rwekurota.
Tsvaga zvimwe zvezvirongwa zvinonyanya kuzivikanwa:

(Mufananidzo: Kubereka/Kunyemwerera/Nzvimbo Dzakanakisisa)
Inofadza 2n37y
Imwe yemapurogiramu makuru ekuvimbika ndeye Inofadza: kune vanopfuura makumi matanhatu vanodyidzana nendege, kusanganisira Gol nedzimwe ndege dzakawanda dzepasirese. Kunyoresa kunogona kuitwa pasina muripo uye unogona kuunganidza mapoinzi nekutenga matikiti pamakambani endege kana kushandisa kadhi rechikwereti kubva kumakambani ari chikamu chechirongwa.
PaSmiles, iwo mapoinzi akawanda aunounganidza, ndipo paunowedzera kukwira uye kuwana mibairo yakawanda. Pamusoro pezvo, kune zvakare Smiles Club, kunyoreswa kwepamwedzi kwaunogamuchira mamaira nekuvandudzwa kwega kwega uye mabhenefiti akasarudzika.
Kune zvakare Gol Smiles kiredhiti kadhi, iyo inokupa iwe anosvika 20.000 mamaira pakutenga uye mamwe mabhenefiti paunenge uchifamba neGol uye mukati mechirongwa cheSmiles. Nayo, zvese zvinotengwa pakadhi rako rechikwereti zvinounganidza mapoinzi zvakananga muchirongwa.

(Mufananidzo: Reproduction/Latam /Best Destinations)
LATAM 1r6w5p
O LATAM yakabuda mushure mekubatana kweLATAM Fidelidade neMultiplus uye yakava chirongwa chechina chikuru chekuvimbika munyika. Nayo, unogona kuwana mapoinzi kana uchibhururuka neLATAM Airlines uye makambani ekudyidzana kana kutenga kuzvitoro zvevadyidzani.
MuLATAM , pamwe neSmiles, kune zvakare kirabhu yekuvimbika uye kadhi rechikwereti, inova iyo Latam Iaucard. Imwe mukana wechirongwa ndechekuti inokupa mapoinzi paunenge uchitenga kubva kuzvitoro zvepamhepo zvakaita seMagazine Luiza, Casas Bahia, Americanas nevamwe.

(Mufananidzo: Reproduction/Latam /Best Destinations)
Zvose zvitema 475o
Azul ine chirongwa chinonzi Zvose zvitema, umo, mushure mekusvika kunhamba yakakumbirwa yemapoinzi, iwe unogona kusvika yakasarudzika zvikamu uye uine mamwe mabhenefiti paunenge uchibhururuka, mukuwedzera kune mamwe mabhenefiti.
Kunyoresa kuchirongwa zvakare mahara uye iwe unounganidza mapoinzi nekufamba neAzul kana kushandisa iyo Azul Itatucard kadhi rechikwereti. Uyezve, kuhaya mota kuburikidza neUnidas kana kutenga muzvitoro zvevadyidzani muchirongwa zvakare kunokupa mapoinzi.

(Mufananidzo: Reproduction/AAAdvantage)
Kubatsira 62542u
American Airlines ichangobva kugadzira chirongwa ichi Kubatsira. Pano, iwe unogona kuwana mukana wekufamba nendege kuenda kunzvimbo dzinopfuura chiuru kutenderera pasirese, kukwidziridzwa, zororo, mota uye kuroja mahotera uye zvimwe zvakawanda zvakanaka. Iyo purogiramu chikamu che oneworld, sevhisi iri nyore nendege huru pasi rose, ine nzvimbo dzinopfuura 1.100 kutenderera pasirese.
Unogona kuwana mamaira nekubhururuka nekambani yako, ndege oneworld nevamwe vatori vechikamu, vachitenga nezvitoro zvevadyidzani vechirongwa kana kushandisa kadhi reAAdvantage.

(Mufananidzo na Avery Evans kwete Unsplash).
Kadhi rechikwereti rine mamaira 5v5i32
Mabhangi akati wandei, anosanganisira mabhangi edhijitari uye mhando dzemakadhi echikwereti, anotora chikamu muzvirongwa zvekuvimbika zvinogadzira mamaira. Vamwe, mukuwedzera kune mamakisi, vanopa mamwe mabhenefiti senge VIP yekumirira imba, Wi-Fi uye zvimwe zvakanaka.
Kunyorera kadhi rechikwereti rine mamaira, tarisa kubhangi rako kana kadhi rako rechikwereti. Tsvaga zvimwe:

(Mufananidzo: Kubereka/C6)
C6 Carbon Card — Mastercard Nhema 2f4u57
Nekadhi C6 Carbon, unotora chikamu muchirongwa chemamaira uye une zvakanakira zvakasarudzika senge: 2,5 mapoinzi asingapere paUS$1 yega yega inoshandiswa, kuwana nzvimbo dzeVIP panhandare dzendege. Mukuwedzera kune mamwe mabhenefiti e Mastercard®Black iyo inosanganisira imba yekutandarira yeVIP paGuarulhos Airport, Mastercard Airport Concierge uye nezvimwe. Iyo C6 Carbon ine 12X muripo wepagore weR$85, nekusaita kwemwedzi mitatu yekutanga.

(Mufananidzo: Reproduction/Itaucard)
LATAM Platinum - Itatucard 5h6b25
With the Latam Platinum, padhora rega rega rinoshandiswa pakutenga unowana mapoinzi maviri padhora. Chibodzwa chinoenda zvakananga ku yako yeLATAM isina bureaucracy kana huwandu hwekutamisa. Mubhadharo wepagore wekadhi ndewemahara paunoshandisa R$2/invoice uye, ukashandisa R$4000 per invoice mukati memwedzi mitatu yekutanga, unowana zviuru zvisere zvebhonasi mapoinzi.

(Mufananidzo: Reproduction/Santander)
Decolar Santander - VISA Goridhe / Platinum / Infini 3j6j11
Ndatova nekadhi Bvisa Santander unogona kuwana pakati pe5.000 ne20.000 bhonasi mapoinzi uye pakati pe2,6 ne3,5 mapoinzi padhora rega rega rakashandiswa. Pamusoro pezvo, iwe unogona kuwana mamwe mapoinzi pakutenga kwako kweDecolar uye pane zvaunotenga kune dzimwe nyika.
Chimwe chinhu ndechekuti mapoinzi eDecolar Santander haapere. Iwe zvakare une zvakanakira zvakanakira senge: yepasi rose inishuwarenzi yekurapa yekukurumidzira, inishuwarenzi yekurojesa mota uye kurasikirwa kwemukwende uye inishuwarenzi yekubiwa, zvichienderana nerudzi rwekadhi raunosarudza. Muripo wepagore wekadhi zvikamu zvina zveR$4.

(Mufananidzo: Kubereka/VISA/Makadhi Akanakisisa)
BRB DUX VISA 392u57
With the BRB DUX Visa unogashira sevhisi yakasarudzika kuVisa Concierge, kupinda kusingagumi kuVIP lounges panhandare dzendege uye kuwana mapoinzi mana paUS$4 yega yega inoshandiswa painvoice yako, zvichiita kuti rive rimwe remakadhi ane mapoinzi epamusoro parizvino.
Imwe bhenefiti inowanikwa kune vatengi makadhi kudyidzana pakati pezvirongwa Enda neVisa e Enjoy iyo inopawo mabhenefiti akasiyana, senge zvidzikiso uye akakosha mamiriro kune vanobatana, senge zvidzikiso paPetz, Evino, Tok&Stok nezvimwe. Paunomisikidza kadhi, unogona kuwana zviuru gumi zveCurtaí mapoinzi uye uve negumi muzana rekuregererwa kubva pamubhadharo wepagore mugore rekutanga.
Imwe pfungwa ndeyekuti iyo BRB DUX Visa ndeye yakasarudzika kadhi rechikwereti, inopihwa chete kune vakakokwa vatengi, ine muganho wechikwereti unowanikwa kubva kuR$50 zviuru.

(Mufananidzo: Kubereka/Bradesco)
Bradesco GOL Inonyemwerera Visa 1w3771
Takatotaura nezvechirongwa cheSmile pano uye inewo kadhi rechikwereti, rinonzi Bradesco GOL Inonyemwerera Visa. Nayo, unogona kuwana pakati pe5 uye 15 zviuru mamaira paunenge uchitenga kadhi, zvichienderana nerudzi rwaunosarudza. Uye kana iwe uri mutengi weSmiles Club, unogona kuwana pakati pe7.500 kusvika zviuru makumi maviri mamaira.
Padhora rega rega rinoshandiswa pakadhi, unogona kuwana pakati pemamaira 1,5 kusvika 2,2 mamaira uye dzinogara pakati pemwedzi makumi matatu nematanhatu nemakore gumi. Imwe bhenefiti ndeyekuti kana uchitenga matikiti eGol unowana mamwe mamaira anoenda kuchirongwa.

(Mufananidzo: Kubereka/VISA/Makadhi Akanakisisa)
Santander Unlimited Black 4j363h
Kadhi Santander Unlimited Black ine purogiramu yayo yemapoinzi inonzi Esfera. Nayo iwe unowana mapoinzi matatu pakutenga kune dzimwe nyika uye 3 mapoinzi pakutenga kwenyika. Mapoinzi anogona kushandiswa kuderedzwa, cashback kana kuchinjana kwezvigadzirwa zvakasiyana, kusanganisira matikiti endege, pekugara nezvimwe.
Santander Ulimited Black vatengi zvakare vane yemahara uye isina muganho yekuwana kumakamuri eVIP uye vanogona kuunza kusvika kune 8 vashanyi. Muripo wepagore wekadhi zvikamu gumi nezviviri zveR$12 kana ukaunganidza R$107,50 mukutenga uchishandisa basa rechikwereti, muripo wepagore ndewemahara.

(Mufananidzo: Freepik).
Nzira yekubhadhara mabhiri ako uchishandisa kadhi rako rechikwereti? 1k1r2u
Nekubhadhara mabhiri ako nekadhi rechikwereti, unogona kuunganidza mamwe mapoinzi uye wochinjanisa iwo mamaira. Izvi zvinoreva kuti unogona kushandisa mabhiri ako emazuva ese kune mukana wako kufamba zvakachipa kana kunyangwe zvemahara.
Danho rekutanga nderekuziva kana kadhi rako rechikwereti rine basa iri. Mazhinji makadhi anobvumidza kubhadharwa kwezvikwereti, zvisinei, kune miripo neganhuriro, sekusabvumidza kubhadhara kune mamwe makadhi echikwereti.
Pamusoro pemari, mabhangi anobhadharisa IOF yekubhadhara mabhiri nekadhi rechikwereti. Mari idzi dzinowanzodhura uye mubereko unogona kubhadhariswa. Naizvozvo, yakanakisa sarudzo ndeye kushandisa iyo fintechs kubhadhara zvikwereti nekadhi rechikwereti. Tsvaga dzimwe sarudzo:

Mercado Pago 252b27
Mercado Pago chishandiso chekubhadhara uye mamwe masevhisi kubva kuMercado Livre. Kubhadhara zvikwereti nekadhi rechikwereti mukati mekushandisa, mubhadharo we4,99% unobhadharwa pamubhadharo.

(Mufananidzo: Reproduction/AME)
Ame 3y6b32
Iyo puratifomu ine imwe yeakanakisa mitengo pamusika yekubhadhara mabhiri nekadhi rechikwereti, pa1,99%. Uyezve, zvinokwanisika kubhadhara mabhiri maviri pazuva, chero isingapfuure huwandu hweR$1.500 pazuva kana R$3.000,00 pamwedzi.

PayPay 223x1f
O PayPay inobvumidza kubhadhara chero mari, asi inobhadharisa mubhadharo we2,99% yekubhadhara kadhi. Nekudaro, zvinokwanisika kubhadhara mabhiri anosvika R$600,00 pasina muripo. Zviri nyore: ipuratifomu ine sevhisi kwaunogona kuendesa mari iyi kubva kadhi rako rechikwereti kuenda ku yako yePiay kuburikidza nepix wobva wangobhadhara uchishandisa yako.

(Mufananidzo: Reproduction/ Vamos Parcelar)
Ngatigoverane 1q132y
Iyi puratifomu ichiri nyowani uye inozivikanwa zvishoma, asi ine mukana wekukwanisa kubhadhara mabhiri muzvikamu makumi maviri nemana uchishandisa kadhi rechikwereti. Mitengo inosiyana zvichienderana nehuwandu hwezvikamu; pakubhadhara mari, chiyero i24%. Mukuwedzera, kunewo mukana wekubhadhara mari, ndiko kuti, kugamuchira chikamu chemari yekudzoka, iyo inogona kushandiswa kubhadhara zvikwereti zvemangwana.

(Mufananidzo: Reproduction/RecargaPay)
RechargePay 246k2n
RecargaPay inokutendera kuti ubhadhare mabhiri anosvika R$500,00 pasina muripo, asi mabhiri emvura, magetsi neinternet chete ndiwo anogona kubhadharwa kuburikidza neapp. Kune mamwe mabhiri kana mari yakakwira, mubhadharo we2,99% unobhadharwa.

(Mufananidzo: Reproduction/Freepik).
Ungatenga sei matikiti endege nemamita? 54y6e
Mushure mekuunganidza mamaira akakwana kuti uchinje, unogona kutenga tikiti remhepo raunoda mukati mepuratifomu yakasarudzwa. Rangarira kuti, usati wachinjanisa mamaira ako, unofanirwa kutarisa chokwadi chavo, sezvo mapoinzi anogona kupera kana akasashandiswa mukati menguva yakatarwa.
Mukati memapuratifomu akaratidzwa pamusoro, zvinokwanisika kutsvaga tikiti kuenda kunzvimbo yaunoda nezuva, tarisa huwandu hwemamaira uye kuita shanduko. Iwe unogona zvakare kushandisa mapuratifomu senge 123mamaira Kana iyo MaxMilhas.
Pamasaiti aya unogona kuwana matikiti emhepo akachipa, tsvaga kwekuenda, enzanisa mutengo. Izvo zvakare zvinogoneka kutenga usingade mamaira, kuchinjana nevamwe vafambi vanoshuvira kutengesa yavo isati yapera uye zvechokwadi, unogona zvakare kutengesa mamaira ako.
Iye zvino zvaunoziva kushandisa mabhiri ako kuchengetedza mamaira, rwendo rwako rwekurota rwava pedyo kupfuura zvawaifunga.

Source: Matikiti ePromo, Kumusoro Kuparadza, Serasa, Bvunzo, Tariro ing, Brazil123.
Chinangwa uye zvizere zvinyorwa zvine ruzivo rwekujekesa. Makorokoto!