The 2m2k3r
Kutsvaga basa harisi basa riri nyore, zvisinei nemunda unokodzera mumiriri. Ku tekinoroji makambani vanozviwana vari mumamiriro ezvinhu akaoma kana zvasvika pakutsvaga nyanzvi dzinokwanisa kuve chikamu chevashandi vavo. Chimwe chezvikonzero kukura kukuru kwemusika nehuwandu hudiki hwevanokodzera vanokodzera - vese vachienda kwakapesana nenzira yakaenzana. Muvambi weapp Yana, Andrea Campos chinobata mufananidzo, anotanga ongororo nekutaura nezvenyaya iyi. Ona zviri kutaurwa nevamwe vanhu munharaunda. 2s1t1a
Kuongororwa kwezvikonzero 2b2b3j
Andrea Campos chinobata mufananidzo Zvakatotanga kuenzanisa kuomerwa kwekutsvaga vashandi vane hunyanzvi nebasa rakaoma rakaenzana re… kutsvaga vakomana vakakodzera vekufambidzana muCancun. Anotaura kuti waanofambidzana naye mumataundi madiki ari padyo zvakanyanya nezvinoitwa nemakambani etekinoroji kuti atsvage nyanzvi dzine hunyanzvi uye ruzivo rwekutangazve, kunyanya América Latina.
Kana waida mukomana, waifanira kubvuma chokwadi chakakasharara chokuti mukomana wawakasarudza akanga atombofambidzana neimwe yeshamwari dzako kare. Iko hakuna sarudzo kunze kwekubira kubva kune mamwe ekutanga.
Andrea Campos anoita kubatana
Kwenguva yakareba ikozvino, makambani ehunyanzvi mune América Latina vanotambura nedambudziko iri, asi kubvira gore rapfuura, vanotanga sezviri pachena vakatanga kunzwa mhedzisiro yekuomerwa uku mukuhaya vashandi vane hunyanzvi zvakanyanya. Mamiriro ezvinhu aya anogona kuonekwa nechinhu chinowedzera chinouya nenzvimbo kubva kumusoro: makambani (mawodzanyemba) American vane mabhenefiti akati wandei pamusoro peLatin America. Andrea, somuenzaniso, akataura kuti mumwe wevashandi vake akagamuchira chikumbiro kubva kumakambani aya okuNorth America kuti awane mari US$15.000 pamwedzi, kukosha uko kwaari kunoguma kwave chinhu chisingaenderani.
Vanamuzvinabhizinesi, vanogadzira uye vanotora vanhu vanogara mukati Peru, Uruguay e Mekisiko vakazivawo kuti kudzingwa kwakaitika munguva pfupi yapfuura mumakambani etekinoroji pasi rose kwakaguma kusiri kuita kuti vagadziri vane ruzivo vawanikwe kuti vapihwe mabasa nemakambani edunhu. Maererano nenyika idzi, chimwe chikonzero chikuru ndechekuti kunyange hazvo makambani ekuAmerica aine zvinodiwa pahunyanzvi, anopedzisira ave kutsvaga mabasa akachipa.
Iri zano rinoguma rave kumanikidza vanotanga veLatin America kuti vagadzirise tsvakiridzo yavo yeakawanda "ekugadzira" mibairo, sekunge chiri chinhu kubva pakudzidzisa vashandi vechidiki kusvika kunyange kutora mapurogiramu ane ruzivo rwakanyanya kupfuura vavakwikwidzi vavo. Dusko Kelez, CEO wechikumbiro Hapi, zvakare inonyora mamiriro aya:
Makambani eUS anoziva kuti yakawanda sei Latin America vagadziri vanowana. Vaisazvinetsa kuhaya mhiri kwemakungwa kana kwanga kusingadhure.
Anodaro Dusko Kelez, muvambi uye CEO weiyo micro investment app, Hapi
Imwe nzira yakawanikwa nevaNorth America yaive Denda rinonzi covid-19, iyo yakavambwa makore matatu apfuura uye yakaita kuti makambani ehunyanzvi aya aite tsvakiridzo yakatokura yebasa, kwete kungotarisa kune nyanzvi kubva munharaunda iyoyo - asi kubva pasirese. Uye zvechokwadi, nyanzvi dzeLatin America dzakashandiswa zvakanyanya sezvo vachigovana nguva yakafanana uye vachiri kugamuchira mihoro yakaderera, nemamwe mazwi, mukana wakakura mukana wevashandi vatsva.
Gore re 2022 yakamakwa na kuwanda mabasa zvakaitika kutenderera pasirese mune tekinoroji chikamu, nepamusoro pechiitiko ichi munaNovember, apo iyo Twitter cheka zvishoma kana zvishoma hafu yevashandi vayo, uku Meta yakadzingawo vashandi vayo vanopfuura zviuru gumi nechimwe. Zvinogoneka kufungidzira kuti vashandi vanopfuura zviuru zana mumakambani etekinoroji vakarasikirwa nemabasa muna 11 muUnited States chete - inopfuura hafu yezvakaitika pasi rose, izvo zvakanyora vanopfuura zviuru zana nemakumi mashanu.
Kudzingwa kwakaitwa mudunhu reLatin America kwaivewo nenjodzi. Muvhiki imwe muna Zvita 2022, kutanga kweLatin America kwakamisa vashandi vangangosvika chiuru, maererano neongororo yakaitwa. Techloy. Mugore rapfuura, mamwe makambani mazhinji eLatin America tekinoroji, akadai seMexican Bitso (inoshanda ne cryptocurrencies) uye yeBrazil Wildlife (munzvimbo yekutamba), vakanga vadzingwa basa chikamu chimwe muzvina chevashandi vavo.
Tichifunga kuti hazvisi nyore kumakambani ekuNorth America kuwana matarenda ane ruzivo muLatin America, zvakanaka kufunga kuti makambani emuno ari kunetseka zvakanyanya kuita kudaro.
Carlos Ganoza Durand, maneja wechigadzirwa pane-inoda kunyorera kutanga Wonolo
Kutsvaga mikana mukudzingwa 4nr4o
Sezvinoshamisa sezvazvinganzwika, uku kudzingwa kwevanhu vakawanda muchikamu chetekinoroji kunofanirwa kutariswa zvakanaka neLatin America kutanga, ndosaka 69% venyanzvi vakataura kuti vaive neruzivo rushoma munzvimbo iyi muna 2022. Pagumi ekutanga eLatin America, makambani maviri chete - anozvigona uye ane mari yakawanda, ese ari mu. Mekisiko - vakati vakakwanisa kutora mukana wetarenda raivepo iro "rakangoerekana raoneka."
Mutungamiriri weMexico fintech Nyaya, Tabatha Arredondo Juárez, anofara kutaura kuti ikozvino vakwikwidzi vari kupindura foni, mamiriro ezvinhu mwedzi mitanhatu yapfuura - pakati paChikunguru 2022 - zvaive zvisingaite pakutsvaga mukwikwidzi wepamusoro, semuenzaniso. Anoona kuti mamiriro ezvinhu aya anogona kuchinja zvishoma nezvishoma.
Vashandirwi kumakambani madiki etekinoroji kana kunyange akamanikana niche makambani anoti rimwe dambudziko ndere kutsvaga vavhoti vanogona kubata mamwe mapurojekiti aneshungu uye kutora matambudziko akaomarara. Pa Peru e kwete Uruguay Makambani emuno akasiyana anonetsekawo nekupa mihoro inoyevedza, nekudaro ari kumanikidzwa kutsvaga dzimwe nzira dzekuripa mari idzi dzisingaenderane nemusika.
Zvinenge zvisingaite kuti vekutanga vemunharaunda vawane pundutso kubva mukurasikirwa kumakambani makuru etekinoroji. Isu tinotsvaga kubhadhara netsika yakasimba yekambani, kubvumira vashandi kukura pamwe chete neCrecy.
Alexander Yaroshewski, co-muvambi uye CEO weMexico fintech Crecy
Inenge hondo pakati peNorth neSouth America 4n4c
Mamwe mabhenefiti anoonekwa mumishumo iyi, senge migove yekambani, haisati yanyatso kubhadharira kusaenzana nemihoro inopihwa nemakambani eUnited States. Co-muvambi uye CEO we Laboratory - iyo inoshanda se "nzvimbo yekudzidzira yevagadziri vechikadzi" -, Mariana Costa Czech, inotaura kuti mihoro yemakambani ehunyanzvi muPeru haina kushanduka zvakanyanya nekufamba kwenguva, kunyanya kana ichienzaniswa nedzimwe nyika dzeLatin America, dzakaita seMexico.
Zvinoenderana nenhamba dzakapihwa ne Laboratory, nyanzvi dzayo dzichangopedza kudzidza uye kushanda mushandisi ruzivo dhizaini (UX) mukati Peru, gamuchira muhoro wepakati we US $ 700, nepo avo vanoshanda mukati Chile kana mukati Mekisiko ndoda kukunda US $ 1.000. Uku kutaura nezvevagadziri vari kutsvaga mikana yekupinda mumusika webasa retekinoroji.
Kana iyo musoro yatendeukira kune vakuru vanogadzira, mutsauko unowedzera kutyisa. Sezvakataurwa na Glassdoor, kambani yeAmerica inopa ruzivo rwakajeka pamusoro pemihoro uye mamwe mashoko kubva kumakambani akasiyana, muhoro wepagore wemugadziri mukuru muUnited States ndeye. US $ 149.340. Ava vamiriri vamwechete vanogara muLatin America vane zvikumbiro zvakaderera - ingangoita hafu yezvinopihwa. Pa MekisikoSemuenzaniso, avhareji yemuhoro wepagore wevakuru vanogadzira ndeye US $ 68.000 gore negore, vatopinda Argentina vari US $ 37.790 gore negore.
Tichifunga nezvese mamiriro ezvinhu aya, imwe nzira yemakambani etekinoroji asingakwanise kukwikwidza nezvipo izvi ndeyekuda kuhaya nyanzvi dzine ruzivo rushoma. Martin Daguerre, mubatsiri wekutanga weUruguayan Lagarsoft, anoti anodyara mari yakawanda kune vanogadzira vechidiki, sezvo vazhinji vevashandi ava - mukambani yake - vanopedzisira vazivikanwa uye vakasimudzirwa kusvika padanho repamusoro.
Kune avo-vakatanga Hireline, chikuva chekuMexico chekunyorera chinobatanidza vashandi vehunyanzvi nemakambani ari kutsvaga kuhaya, Rafael Montufar e Emmanuel Olivera, pakava nechinjo yaidikanwa: Makambani eAmerica akarega kuita zvibvumirano zvechinguvana navanhu vokuLatin America kuti vatsigire timu yavo muUnited States, nokudaro vachipinza zvikwata zveLatin America makondirakiti zvechigarire.
Vatengi ikozvino vanoda kuziva nzira yekuhaya zvakananga kubva kuLatam, maitiro ekuita nemutemo maficha, mutero uye zvichingodaro. Imwe kambani yekuAmerica nguva pfupi yadarika yakamisa mazana maviri emainjiniya esoftware anogara muSomos Unidos muna Kukadzi, uye pakazosvika Gunyana vaive vatotsvaga kuvatsiva nechikwata chiri kure chinoshanda muColombia.
Olvera naMontufar, vachitaura nezve zvakanakira kuhaya zvikwata zvese kuti zvishande kure
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